Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
TCBTX HomeStart is built to make homeownership more accessible and affordable— especially for first-time buyers. With flexible credit options, low down payment, and grant assistance available from our bank, we’re here to help you get into your first home with confidence.
Local Matters.
You’re not calling a national hotline—you’re working with a local, Texas-based team that understands your market.
Real People. Real Guidance.
We walk you through every step, answer every question, and keep things moving.
Built for Speed.
Simple process. Clear communication. Faster closings.
Buying your first home is a big step—and we’re here to help make it more affordable. Our Grant Assistance Program provides financial support to qualified homebuyers, helping reduce upfront costs and make homeownership more accessible.
The Grant Assistance Program offers eligible borrowers grant funds that can be used to cover 2% of your down payment- up to $7,000 (while funds last). This is a true grant, meaning no repayment is required when program guidelines are met.
Important:
The Grant Assistance Program is restricted to eligible properties located within the bank’s approved REMA assessment areas. These areas presently include parts of Dallas, Ellis, and Kaufman counties. Program eligibility is subject to geographic and other underwriting requirements.
Key Benefits:
Eligibility Highlights:
Ready to take the next step toward homeownership?
Reach out today to learn how this grant can help you purchase your first home with confidence. Our team is here to answer your questions and walk you through every step of the process.
